Experience Up North lake living on Horseshoe Lake in Merrifield! Tucked into a peaceful bay just off the main lake, this 2-bedroom, 2-bath split-entry home sits on over an acre and offers plenty of room to relax, entertain and enjoy lake life. This home was just a shell until 2018, when it was finished, so does not reflect the counties year built. The warm and inviting interior features hickory cabinetry, stainless steel appliances, hardwood floors and a beautiful vaulted tongue-and-groove ceiling. Four patio doors bring in an abundance of natural light and open to the expansive lakeside deck—perfect for morning coffee, evening grilling and taking in the peaceful lake setting. The primary bedroom includes an adjoining den, while the walkout lower level offers a spacious family room and easy access to the lakeside yard. Two insulated garages(built in 2018 & 2002) provide plenty of room for vehicles, boats, lake toys and Up North gear, and there are 2 garden sheds. The property has traditionally enjoyed a beautiful sand shoreline; current shoreline and water levels reflect the lake's unusually low water conditions. A wonderful opportunity to own your own piece of the Brainerd Lakes Area and enjoy the relaxed Horseshoe Lake lifestyle!